Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.Engine: 3.6L V6 24V VVT,3.21 Rear Axle Ratio,Normal Duty Suspension,GVWR: 5,400 lbs,50 State Emissions,Manual Transfer Case,Part-Time Four-Wheel Drive,Engine Oil Cooler,600CCA Maintenance-Free Battery,160 Amp Alternator,Towing Equipment -inc: Trailer Sway Control,2 Skid Plates,1000# Maximum Payload,Front And Rear Anti-Roll Bars,Gas-Pressurized Shock Absorbers,Hydraulic Power-Assist Steering,22.5 Gal. Fuel Tank,Single Stainless Steel Exhaust,Auto Locking Hubs,Leading Link Front Suspension w/Coil Springs,Trailing Arm Rear Suspension w/Coil Springs,4-Wheel Disc Brakes w/4-Wheel ABS,Front And Rear Vented Discs,Brake Assist and Hill Hold Control,Brake Actuated Limited Slip Differential,Steel Spare Wheel,Full-Size Spare Tire Mounted Outside Rear,Clearcoat Paint,Black Fender Flares,Black Side Windows Trim,Black Door Handles,Black Manual Side Mirrors w/Manual Folding,Removable Rear Window,Variable Intermittent Wipers,Light Tinted Glass,Fully Galvanized Steel Panels,Convertible w/Fixed Roll-Over Protection,Body-Colored Grille,Conventional Rear Cargo Access,Manual Tailgate/Rear Door Lock,Front Fog Lamps,Aero-Composite Halogen Headlamps,8 Speakers,Fixed Antenna,1 LCD Monitor In The Front,6-Way Driver Seat -inc: Manual Recline,Height Adjustment and Fore/Aft Movement,4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement,60-40 Folding Split-Bench Front Facing Fold Forward Seatback Rear Seat,Manual Tilt Steering Column,Manual Rear Windows and Removable 3rd Row Windows,Front Cupholder,Rear Cupholder,2 12V DC Power Outlets,Compass,Cruise Control w/Steering Wheel Controls,Manual Air Conditioning,Locking Glove Box,Interior Trim -inc: Metal-Look Instrument Panel Insert,Metal-Look Door Panel Insert and Metal-Look Interior Accents,Urethane Gear Shifter Material,Driver And Passenger Visor Vanity Mirrors,Day-Night Rearview Mirror,Full Floor Console w/Locking Storage and 2 12V DC Power Outlets,Fade-To-Off Interior Lighting,Carpet Floor Trim,Carpet And Rubber Mat,Locking Cargo Area Concealed Storage,Instrument Panel Bin,Dashboard Storage,Driver And Passenger Door Bins,Delayed Accessory Power,Manual 1st Row Windows,Outside Temp Gauge,Analog Display,Manual Adjustable Front Head Restraints and Fixed Rear Head Restraints,Front Center Armrest w/Storage,2 Seatback Storage Pockets,Sentry Key Engine Immobilizer,Side Impact Beams,Dual Stage Driver And Passenger Front Airbags,Airbag Occupancy Sensor,Rear Child Safety Locks,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point,Height Adjusters and Pretensioners