Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.3.73 Axle Ratio,GVWR: 10,000 lb Payload Package,50-State Emissions System,Transmission w/Oil Cooler,Part-Time Four-Wheel Drive,Trailer Wiring Harness,HD Shock Absorbers,Front Anti-Roll Bar,Firm Suspension,Front Suspension w/Coil Springs,Leaf Rear Suspension w/Leaf Springs,4-Wheel Disc Brakes w/4-Wheel ABS,Front And Rear Vented Discs,Brake Assist and Hill Hold Control,Regular Box Style,Steel Spare Wheel,Clearcoat Paint,Black Side Windows Trim and Black Front Windshield Trim,Aluminum Panels,Front License Plate Bracket,Tailgate Rear Cargo Access,Cargo Lamp w/High Mount Stop Light,Fixed Antenna,Illuminated Locking Glove Box,Full Cloth Headliner,Urethane Gear Shifter Material,Fade-To-Off Interior Lighting,Front And Rear Map Lights,Underhood And Pickup Cargo Box Lights,Systems Monitor,Outside Temp Gauge,Air Filtration,Side Impact Beams,Dual Stage Driver And Passenger Seat-Mounted Side Airbags,Tire Specific Low Tire Pressure Warning,Mykey System -inc: Top Speed Limiter,Audio Volume Limiter,Early Low Fuel Warning,Programmable Sound Chimes and Beltminder w/Audio Mute,Safety Canopy System Curtain 1st And 2nd Row Airbags,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point and Height Adjusters,Dual Stage Driver And Passenger Front Airbags