Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.78-amp/hr (750CCA) maintenance-free battery,Trailer sway control,Four-wheel-down towing,(4) pickup box tie-down hooks,Long-spindle double wishbone front suspension w/coil-over-shock IFS,Leaf spring rear suspension w/2-stage variable rear springs,Gas shock absorbers,Pwr rack & pinion steering,Pwr front/rear disc brakes,Easy Fuel capless fuel filler system,2-ton jack,Cargo lamp integrated w/high mount stop light,(4) full-size doors,Removable tailgate w/key lock & lift assist,Driver & front passenger door scuff plates,Gauges -inc: fuel gauge,voltmeter,oil pressure,engine coolant temp,speedometer,tachometer,odometer,Pwr 1st & 2nd row windows w/driver 1-touch down,Perimeter alarm,SecuriLock anti-theft ignition (PATS),Rear door cupholders,Instrument panel mounted cigar lighter,Overhead console w/(2) storage bins,Front passenger side A-pillar grab handle,2nd row B-pillar grab handles,Fade-to-off interior lighting,Anti-lock braking system (ABS),AdvanceTrac w/roll stability control (RSC),Hill start assist,Dual stage driver & passenger front airbags,Dual stage driver & front passenger seat-mounted side airbags,Safety Canopy front/rear outboard side curtain airbags,SOS post crash alert system,Outboard front lap & shoulder safety belts -inc: height adjusters,pretensioners,energy management retractors,Center front 2-point safety belt,3-point safety belts at all rear seat positions,Auto lock safety belt feature for child seats,Tire pressure monitoring system,Dual note horn