Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.3.8L OHV 12-valve SMPI V6 engine,Next generation Dana 30 solid front axle,Next generation Dana 44 HD rear axle,3.21 axle ratio,Command-Trac shift-on-the-fly 4WD system,600-CCA maintenance free battery,140-amp alternator,(2) front/(1) rear tow hooks,Fuel tank skid plate,Transfer case skid plate,HD suspension-inc: gas shock absorbers,front & rear live axles,Front & rear stabilizer bars,Full size spare tire w/matching wheel & outside carrier,18" x 7.5" machined cast aluminum wheels,Pwr recirculating ball steering,4-wheel disc brakes w/hydraulic assist brake boost,Black/silver front & rear bumpers,Black front frame overlay,Body color grille,Halogen headlamps,Fog lamps,Deep tint sunscreen glass,Front door light tinted glass,Swing-away mirrors,Variable intermittent windshield wipers,60/40 folding rear seat w/outboard headrests,Front seatback map pockets,Front,rear seat & cargo area carpet,Full length floor console,Tilt steering column,Leather-wrapped steering wheel w/bright spokes,Instrumentation-inc: 100 MPH speedometer,tachometer,outside temp,compass,Tire pressure monitoring warning,Pwr windows w/driver & front-passenger one-touch down,Speed control,Sentry Key theft deterrent system,Security alarm,(6) Infinity speakers w/subwoofer,Fixed long-mast antenna,Air conditioning,Aux 12-volt pwr outlet,Bright interior accents,Sport bar w/full padding,Dual sun visors,Glove box w/lock,Rear dome light w/on/off switch,Cargo compartment covered storage,Cargo tie down loops,Driver & front passenger advanced multi-stage airbags w/occupant classification system (OCS)