Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.Chrome Exterior Appearance Package includes chrome door handles,luggage rail inserts,grille,mirrors and body-color bumpers with chrome rear skid plates,Engine,2.4L DOHC 4-cylinder SIDI (Spark Ignition Direct Injection) with VVT (Variable Valve Timing) (182 hp [135.7 kW] @ 6700 rpm,172 lb-ft [232.2 N-m] @ 4900 rpm) (Requires (FE9) Federal emissions on TLM26-4,TLM26-5 AWD models.),Rear axle,3.23 final drive ratio (Included and only available with (LEA) 2.4L I-4 SIDI engine and (MXO) 6-speed automatic front-wheel drive transmission. Refer to Engine/Axle chart for availability.),E10 Fuel capable (May be upgraded to (FHS) E85 FlexFuel Capable with (FE9) Federal emissions.) (Included and only available with (NE1) Connecticut,Delaware,Maine,Maryland,Massachusetts,New Jersey,New York,Oregon,Pennsylvania,Rhode Island,Vermont and Washington state emissions or (YF5) California state emissions.),Alternator,120 amps,Front wheel drive,Battery,525 cold-cranking amps with rundown protection,Suspension,front independent,strut type coil springs,Suspension,rear independent trailering arm with three lateral locating links,coil springs,Suspension,Soft Ride,Brakes,4-wheel antilock,4-wheel disc,Exhaust,single,Spare tire and wheel,Grille,Charcoal with chrome surround and accents,Liftgate,rear power programmable with fixed glass,Sunroof,power and tilt-sliding with express-open and wind deflector,Luggage rails,chrome,Bumpers,front and rear body-color (Includes chrome rear skid plates.),Headlamps,halogen projector lamp,Glass,deep-tinted (all windows,except light-tinted glass on windshield and driver- and front passenger-side glass),Fog lamps,front round,halogen,Mirrors,outside heated power-adjustable,chrome,manual folding and integral spotter mirror,Wipers,front intermittent with washers,Wiper,rear intermittent with washer,Door handles,chrome,Audio system feature Pioneer premium 8-speaker system with subwoofer and amplifier,Seats,heated driver and front passenger,Seat adjuster,driver 8-way power and power lumbar,Seats,rear bench,3 passenger with manual fore/aft adjustment,60/40 split seatback and recline feature,Memory feature includes driver seat and outside rearview mirrors,Console,front center,with arm rest and concealed storage,Cupholders 2 front and 2 rear and 2 additional in rear center armrest,Steering column,tilt and telescopic,Instrumentation includes speedometer,single trip odometer,fuel level,engine temperature and tachometer,Windows,power with driver and front passenger Express-Down,Universal Home Remote includes garage door opener,programmable,Theft deterrent system,vehicle,PASS-Key III,Air conditioning,single-zone automatic climate control,Defogger,rear-window electric,Power outlets 4 auxiliary with covers,12-volt,includes 2 front,1 second row and one in the cargo area,Mirror,inside rearview auto-dimming,Visors,driver and front passenger illuminated vanity mirrors,Assist handles,front passenger and rear outboards,Lighting,interior with theatre dimming,center-mounted dome,rear cargo area,dual front map lights and ambient lighting on integrated center stack (Includes ambient lighting on door pull cups,center console area and center console cupholders.),StabiliTrak,stability control system with traction control,Daytime Running Lamps,Air bags,dual-stage frontal and thorax side-impact,driver and front passenger,and head curtain side-impact,front and rear outboard seating positions (Always use safety belts and the correct child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.),Air bag Passenger Sensing System sensor indicator inflatable restraint,front passenger/child presence detector (Always use safety belts and the correct child restraints. Children are safer when properly secured in a rear seat in the appropriate child restraint. See the Owner's Manual for more information.),Rear Vision Camera,Safety belts,3-point,front and second row all seating positions,Door locks,power rear child security,LATCH system (Lower Anchors and Top tethers for CHildren),for child safety seats