Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.4x4,Air Conditioning,Alarm System,Alloy Wheels,AM/FM,Anti-Lock Brakes,Automatic Climate Control,Automatic Headlights,Back Up Sonar,Bedliner,CD,Child Safety Door Locks,Cruise Control,Daytime Running Lights,Driver Airbag,Driver Multi-Adjustable Power Seat,Front Side Airbag,Front Split Bench Seat,Interval Wipers,Keyless Entry,Passenger Airbag,Pickup Truck Cargo Box Light,Power Brakes,Power Locks,Power Mirrors,Power Steering,Power Windows,Rear Defroster,Running Boards,Second Row Folding Seat,Side Head Curtain Airbag,Steering Wheel Mounted Controls,Tachometer,Telematics System,Tilt Wheel,Tinted Windows,Tire Pressure Monitor,Tow Package,Traction Control,Trip Computer,Vehicle Stability Control System,Voice Activated Telephone,3 Months Free OnStar,Lift Kit