Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.Engine: 3.5L Atkinson-Cycle V6 -inc: VVT-iW wider intake and VVT-i exhaust,GVWR: 5,600 lbs,Electronic Transfer Case,Part-Time Four-Wheel Drive,Battery w/Run Down Protection,Front Anti-Roll Bar,Hydraulic Power-Assist Speed-Sensing Steering,21.1 Gal. Fuel Tank,Single Stainless Steel Exhaust,Auto Locking Hubs,Double Wishbone Front Suspension w/Coil Springs,Leaf Rear Suspension w/Leaf Springs,Front Disc/Rear Drum Brakes w/4-Wheel ABS,Front Vented Discs,Brake Assist,Hill Descent Control and Hill Hold Control,Brake Actuated Limited Slip Differential,Regular Composite Box Style,Steel Spare Wheel,Full-Size Spare Tire Stored Underbody w/Crankdown,Black Side Windows Trim,Black Front Windshield Trim and Black Rear Window Trim,Body-Colored Door Handles,Fully Galvanized Steel Panels,Black Grille w/Chrome Surround,Tailgate Rear Cargo Access,Integrated Storage,Streaming Audio,Integrated Roof Antenna,Front Bucket Seats -inc: 4-way adjustable front seats w/drivers lumbar support,4-Way Passenger Seat -inc: Manual Recline and Fore/Aft Movement,60-40 Folding Split-Bench Front Facing Flip Forward Cushion/Seatback Rear Seat,Manual Tilt/Telescoping Steering Column,Front Cupholder,Rear Cupholder,HVAC -inc: Underseat Ducts,Locking Glove Box,Driver Foot Rest,Full Cloth Headliner,Cloth Door Trim Insert,Full Floor Console w/Covered Storage,Mini Overhead Console w/Storage and 2 12V DC Power Outlets,Front Map Lights,Fade-To-Off Interior Lighting,Full Carpet Floor Covering,Instrument Panel Bin,Interior Concealed Storage,Driver / Passenger And Rear Door Bins and 2nd Row Underseat Storage,Delayed Accessory Power,Outside Temp Gauge,Analog Display,Front Center Armrest,Manual Anti-Whiplash Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints,Engine Immobilizer,2 12V DC Power Outlets,Air Filtration,Side Impact Beams,Dual Stage Driver And Passenger Seat-Mounted Side Airbags,Low Tire Pressure Warning,Curtain 1st And 2nd Row Airbags,Airbag Occupancy Sensor,Driver And Passenger Knee Airbag,Dual Stage Driver And Passenger Front Airbags,Rear Child Safety Locks,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point,Height Adjusters and Pretensioners