Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.Air Conditioning,Daytime Running Lights,(4) fixed cargo bed tie-down points,(5) cup holders & bottle holders,1-piece frame rails w/(8) cross members & fully boxed front sub-frame,2-speed electronically controlled transfer case,2-speed windshield wipers,3-point seat belts w/emergency locking retractor at all seating positions -inc: front seat belt pretensioners$COMMA force limiters & adjustable shoulder anchors$COMMA automatic/emergency locking retractor for front passenger & rear seat belts,4-wheel anti-lock brakes,4.0L DOHC EFI 24-valve V6 VVT-i engine,4WDemand part-time 4-wheel drive,60/40 split rear bench seat w/adjustable headrests$COMMA underseat storage,Black bumpers$COMMA mirrors$COMMA door handles & overfenders,Black grille insert & argent surround,Bluetooth wireless technology,Brake assist,Center console -inc: covered armrest$COMMA storage compartment,Coil-spring double-wishbone front suspension,Deck rail system w/(4) adjustable tie-down cleats,Driver & front passenger advanced airbags w/passenger airbag cut-off switch,Driver & front passenger seat-mounted side airbags,Dual 12V aux pwr outlets,Electronic brake-force distribution,Engine Immobilizer,Engine skid plate,Fiber-reinforced sheet-molded composite bed -inc: steel outer panels$COMMA storage compartments$COMMA rail caps$COMMA removable tailgate,Front & rear mudguards,Front & rear side curtain airbags,Front & rear stabilizer bars,Full carpeting,Full-size spare tire,Gauges -inc: tachometer$COMMA coolant temp$COMMA fuel level$COMMA LCD display$COMMA tripmeter$COMMA digital clock,LATCH lower & top tether anchors for front passenger seat & all rear seats,Multi-reflector halogen headlamps,Overhead console -inc: maplights$COMMA sunglasses storage,P245/75R16 mud & snow tires,Pwr mirrors,Pwr ventilated front disc & rear drum w/rear tandem booster brakes,Pwr windows,Rear bulkhead storage,Rear door child safety locks,Rear leaf-spring suspension w/staggered outboard-mounted gas shock absorbers,Side-door impact door beams,Smart stop technology,Tilt & telescopic steering wheel,Tire pressure monitor system,Variable-assist pwr rack & pinion steering