Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.Engine: 2.5L DOHC 4-Cylinder w/Dual VVT-i,Transmission: 6-Speed Automatic,3.815 Axle Ratio,GVWR: 4,525 lbs,Front-Wheel Drive,550CCA Maintenance-Free Battery w/Run Down Protection,Towing Equipment -inc: Trailer Sway Control,900# Maximum Payload,Gas-Pressurized Shock Absorbers,Front And Rear Anti-Roll Bars,Electric Power-Assist Speed-Sensing Steering,15.9 Gal. Fuel Tank,Single Stainless Steel Exhaust,Strut Front Suspension w/Coil Springs,Double Wishbone Rear Suspension w/Coil Springs,4-Wheel Disc Brakes w/4-Wheel ABS,Front Vented Discs,Brake Assist and Hill Hold Control,Brake Actuated Limited Slip Differential,Steel Spare Wheel,Compact Spare Tire Mounted Inside Under Cargo,Clearcoat Paint,Express Open/Close Sliding And Tilting Glass 1st Row Sunroof w/Sunshade,Body-Colored Front Bumper w/Black Rub Strip/Fascia Accent and Metal-Look Bumper Insert,Body-Colored Rear Bumper w/Black Rub Strip/Fascia Accent and Metal-Look Bumper Insert,Chrome Side Windows Trim and Black Front Windshield Trim,Body-Colored Door Handles,Fixed Rear Window w/Fixed Interval Wiper and Defroster,Deep Tinted Glass,Variable Intermittent Wipers,Fully Galvanized Steel Panels,Lip Spoiler,Liftgate Rear Cargo Access,Front Fog Lamps,Fully Automatic Projector Beam Halogen Daytime Running Auto High-Beam Headlamps,Laminated Glass,Radio w/Seek-Scan,Clock,Speed Compensated Volume Control,Steering Wheel Controls,Voice Activation and Radio Data System,Integrated Roof Antenna,2 LCD Monitors In The Front,Front Sport Seats -inc: 6-way adjustable driver and 4-way adjustable passenger seats,60/40 split,reclining,fold-flat second-row seats w/height-adjustable headrests and center armrest,Driver Seat,Passenger Seat,Split-Bench Front Facing Rear Seat,Manual Tilt/Telescoping Steering Column,Front Cupholder,Rear Cupholder,Cruise Control w/Steering Wheel Controls,Distance Pacing,Dual Zone Front Automatic Air Conditioning,HVAC -inc: Underseat Ducts,Glove Box,Driver Foot Rest,Full Cloth Headliner,Cloth Door Trim Insert,Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Auxiliary Mirror,Day-Night Rearview Mirror,Front Map Lights,Fade-To-Off Interior Lighting,Cargo Area Concealed Storage,Cargo Space Lights,Instrument Panel Bin,Driver And Passenger Door Bins,Delayed Accessory Power,Systems Monitor,Outside Temp Gauge,Analog Display,Manual Adjustable Front Head Restraints,Front Center Armrest,2 Seatback Storage Pockets,Seats w/Cloth Back Material,Engine Immobilizer,3 12V DC Power Outlets,Air Filtration,Side Impact Beams,Dual Stage Driver And Passenger Seat-Mounted Side Airbags,Toyota Safety Sense C,Low Tire Pressure Warning,Dual Stage Driver And Passenger Front Airbags,Curtain 1st And 2nd Row Airbags,Airbag Occupancy Sensor,Driver Knee Airbag and Passenger Cushion Front Airbag,Rear Child Safety Locks,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point,Height Adjusters and Pretensioners