Full Description: With 30 lenders and rates as low as 2.30% for 36 months or 4.20% for 84 months on qualifying customers and vehicles WAC.Here are some of our lenders:Credit Unions: Family Security CU Redstone FCUNASA FCU ListerHill CU APCO Employees CU ECO CU WinSouth CU AL State Employees CU Aabama CU Jefferson CU Army Aviation Center FCU Air Academy FCU Marine FCU Coosa Pines FCU Piedmont Advantage CU Tri Rivers FCU DCH CU First Flight FCU and CUDL.Banks: Wells FargoEVA Bank Traditions Bank ALLY and TCF Bank (Gateway One).Finance Co: Santander AmeriCredit Exeter American Credit Acpt Nicholas Custom Regional and Dealer Funding. With a large inventory of over 400 vehicles and great pricing. Come see why we have become the largest independent dealer in North Alabama. We have financing for our out of state customers as well as 2nd chance financing. If you have had a previous bankruptcy charge-offs repo or foreclosure we may can help. We also have programs for 1st time buyers and college graduates. Please call us or apply online for quick credit approval. W.A.C.Go to (www.billyraytaylorautosales.com) to see up to 60 pictures of each of our vehicles.Leather Steering Wheel,12.7 Gal. Fuel Tank,150 Amp Alternator,2 12V DC Power Outlets,2 LCD Monitors In The Front,2 Seatback Storage Pockets,4-Way Passenger Seat -inc: Manual Recline$COMMA Fore/Aft Movement and Fold Flat,4-Wheel Disc Brakes w/4-Wheel ABS$COMMA Front Vented Discs$COMMA Brake Assist$COMMA Hill Hold Control and Electric Parking Brake,50 State Emissions,500CCA Maintenance-Free Battery w/Run Down Protection,6 Speakers,6-Way Driver Seat -inc: Manual Recline$COMMA Height Adjustment and Fore/Aft Movement,Air Filtration,Airbag Occupancy Sensor,Black Bodyside Cladding and Black Wheel Well Trim,Black front bumper,Black Grille w/Chrome Accents,Black Rear Step Bumper w/Metal-Look Rub Strip/Fascia Accent,Black Side Windows Trim,Body-Colored Door Handles,Body-Colored Power Heated Side Mirrors w/Manual Folding,Cargo Area Concealed Storage,Cargo Features -inc: Spare Tire Mobility Kit,Cargo Space Lights,Carpet Floor Trim,Cloth Door Trim Insert,Compass,Cruise Control w/Steering Wheel Controls,Curtain 1st And 2nd Row Airbags,Day-Night Rearview Mirror,Deep Tinted Glass,Delayed Accessory Power,Digital/Analog Display,Driver / Passenger And Rear Door Bins,Driver And Passenger Visor Vanity Mirrors w/Driver And Passenger Illumination,Driver Foot Rest,Driver Knee Airbag,Dual Stage Driver And Passenger Front Airbags,Dual Stage Driver And Passenger Seat-Mounted Side Airbags,Electric Power-Assist Steering,Fade-To-Off Interior Lighting,Fixed Rear Window w/Fixed Interval Wiper and Defroster,Front And Rear Anti-Roll Bars,Front Cupholder,Front Fog Lamps,Front License Plate Bracket,Front Map Lights,Front-Wheel Drive,Full Cloth Headliner,Full Floor Console w/Covered Storage$COMMA Mini Overhead Console w/Storage and 2 12V DC Power Outlets,Fully Automatic Aero-Composite Halogen Daytime Running Headlamps w/Delay-Off,Fully Galvanized Steel Panels,Gas-Pressurized Shock Absorbers,HVAC -inc: Underseat Ducts,Illuminated Locking Glove Box,Integrated Roof Antenna,Interior Trim -inc: Colored Instrument Panel Insert$COMMA Colored Door Panel Insert$COMMA Colored Console Insert and Metal-Look Interior Accents,Liftgate Rear Cargo Access,Lip Spoiler,Manual Anti-Whiplash Adjustable Front Head Restraints and Manual Adjustable Rear Head Restraints,Manual Tilt/Telescoping Steering Column,Metal-Look Gear Shift Knob,Multi-Link Rear Suspension w/Coil Springs,Normal Duty Suspension,Outboard Front Lap And Shoulder Safety Belts -inc: Rear Center 3 Point$COMMA Height Adjusters and Pretensioners,Outside Temp Gauge,ParkView Back-Up Camera,Perimeter/Approach Lights,Rear Child Safety Locks,Rear Cupholder,Redundant Digital Speedometer,Remote Releases -Inc: Power Fuel,Roof Rack Rails Only,Seats w/Cloth Back Material,Sentry Key Engine Immobilizer,Side Impact Beams,Single Stainless Steel Exhaust,Sliding Front Center Armrest,Spare Tire Mobility Kit,Streaming Audio,Strut Front Suspension w/Coil Springs,Systems Monitor,Tire Specific Low Tire Pressure Warning,Towing Equipment -inc: Trailer Sway Control,Valet Function,4.438 Axle Ratio,GVWR: 4$COMMA197 lbs